By BimaOnline • April 16, 2025
Whether you're navigating town traffic or planning a road trip to Arusha or Mwanza, the right motor insurance keeps you secure and stress-free.
At BimaOnline, we simplify how you buy and manage insurance. Here are 6 practical tips to make your motor cover work harder for you.
Choose between:
Tip: New or financed cars are better off with comprehensive cover.
When you buy comprehensive cover, the amount you're covered (sum insured) is based on your car’s current market value not the amount you bought it for, and not what you think it's worth😔. If you overestimate your car’s value, you'll pay higher premiums unnecessarily. If you underestimate it, your insurer may underpay your claim if the car is written off or stolen.
The excess sometimes called deductible is the amount of money you’re required to pay personally when you make a claim on your motor insurance. For example, if your excess is TZS 200,000 and you make a claim for TZS 2,000,000, the insurer will pay TZS 1,800,000, and you’ll cover the TZS 200,000 yourself. Always confirm the exact amount of excess before buying a policy.
Not all Motor insurance covers are created equal😅. Compare prices, benefits & claim speeds in minutes with BimaOnline. The platform offers instant quotes, transparent pricing, and digital policy delivery, ensuring a seamless experience from start to finish.
Start comparing nowDriving without a valid policy is risky and illegal 👮🙆🏼♀️. Set reminders — or let BimaOnline do it for you!
Check Cover Expiry DateAfter Accidents take clear photos of damage, scenes, license plates and report the incident to the insurance company and police station. This speeds up the claim process drastically.
Insurance doesn’t have to be complicated. BimaOnline makes it simple, digital, and built for Tanzanian drivers like you.
Buy Motor Insurance Now!